Hey there. First of all, I'm sorry to hear about your renal issues. The good news is that you're asking questions and educating yourself. Excellent!
I can't speak to the cyst itself, although I have a ton of simple cysts myself (Bosniak Scale ~ Cat. 2F), but I can speak to the CT.
I have had approximately 30 CT's since January 1st of this year... yes, 2010. I can't even begin to think about how many I've had since my renal problems (kidney-stones & cysts) started.
You're right to be concerned about the radiation exposure involved with a CT as there is risk of cancer if exposure is consistent and regular, but the risk involved in a single CT are miniscule. I'll be getting cancer LONG before you, trust me on that one.
Don't sweat it kiddo... you'll be fine!