Opinions pleasee

[Kaykaywill13]

So me and my bf got together in April and shortly after he knocked me up. I have 30 days left until my due date. When we first got together he always bragged about how much money he made. When I found out I was pregnant he promised me he would be able to take care of me and the baby. After about four months of us living together he decides to tell me that he hasn't paid his car note in months and he owes all these loan companies a bunch of money. So I've been working and helping him with bills and now he has to pay the car note in a full payment and can't just pay some of it. He added up the money we would get from our checks and he's still a couple hundred short. We get the checks on the 20th. His bank account is negative so now he is pissed at me bc I won't go get a pay day loan in my name bc my account isn't overdrawn. Is it selfish of me to think that his car note isn't my problem??

[specialmom]

Can you go stay with your parents or anything?  This is scary when he has you so wrapped up in debt he is collecting----  I would just take a break and tell him to work it out and then come find you. hugs

[jessijlb1229]

You probably shouldn't take a loan out with your name. At this point with him being so far in debt keeping your credit good needs to be main priority for both of yall. You need it for so much. Getting an apartment,  a cell phone contract, buying a car, the list goes on and on. Even once he pays his debts he still won't be able to buy anything dealing with his credit for 7 years. That is how long it takes to come off of your credit score. If ya'll are only a few hundred short I'd call them back and ask if they'd accept it. They will normally work with you if you show them ya'll are trying.   Good luck honey credit is ask slippery slope, my husband and I had to learn the hard way. We've paid all of our stuff off now (two years ago) but we still couldn't buy a vehicle without my father in law co signing.

[Kaykaywill13]

Thank you all for the input

[AudreyBree_22]

Don't do it it's not your problem. That would be taking from your unborn and doing what you need to do to prepare for your baby. My baby's dad is the same exact way. He's homeless has no car can't keep a job but yet wants to come live with me. NO!
I fell for it and its just gonna hurt you in the long run. Do what's best for you and your child. He's a man and if he can't man up to fix what he has done then that's his problem.

[Chat20]

No ma'am! Definitely NOT your problem, he's grown and should be taking care of his responsibilities not stressing and pressuring you into taking care of them. Don't put your credit on the line because if he messed his up im sure he won't have a problem messing yours up!

[yesenia5]

Not your problem I've had 7 pay day loans so hard to get out of I now have 3 left but making sure u and baby are OK is priority I got one for my baby's dad too he's paid it but fixing his problems is last for me I have to make sure I have everything for us before I try helping him good luck!

[Faithh_v]

Not selfish at all . You've been responsible and obviously he took those loans amd didnt complete his payments . So if you help him is the car going to be yours . Im sorry his just trying to put fault on youso you can give in . And if it gets taken away that was his foult , youll get to the hospital one way or tge other

[YellowB30]

Forget him girl he trying to use u ..keep paying your bills forget him if u need to buy yourself a car ..

[Kaykaywill13]

And he holds the baby against me saying that when it gets taken I will have no way to get to the hospital when I go into labor

[Kaykaywill13]

I just don't feel like any of this is fair to me bc I afforded my bills just fine before we got together and now he thinks his bills are our bills.

[specialmom]

Oh no. I would not tie my money or name to his money problems at this point.  I understand that a couple deals with things together but his ship is sinking and he was dishonest about it. He needs to perhaps ask his family for help.  Rough spot to be in and I'm sorry as I'm sure this is really disappointing to you.  Ugh, sorry to hear this.  good luck

[firstimemom0106]

Sure is not u keep ur credit good hunni for u and ur baby those payday loans are a rip off any way believe me me and my boy friend did one and it wasn't worth it in the long run