Stay firm and say no but i know its hard for me to be firm with my hubby i almost always give in cuz i cant stand to see him pout !
If its not for anything important then it's not worth the debt.
It is super hard for me too because at the end of the argument he trys to do the i love u ceremony -_- and i know thats what i tell him theres no point in having a loan if we dont need it
Having debt is a part of life though. Between my husband and I, technically speaking we are currently about $300,000 in debt... But that's because we own a home. If you know you'll be able to pay it off it's a good idea to get the loan because it helps to establish and maintain your credit.
We wanna get a home also when our child is born but right now we just wanna focus on buying a vehicle we recently just paid off a 5.000 loan and i just hated knowing i had 3 years of paying it but i dont mind loans they help alot n they r great for his credit but right now we r gunna get a vehicle n just wanna focus on that n then the begining of next year we wanna get a big loan for our home my issue is he wants it to get this loan for a ps4 and clothes n its just not nessesary as of right now :/
Yeah if you're going to get a car soon you don't need another loan on top of that. Especially if its just for a PS4 LOL
Lolz exactly but men will always be men :)