Aa
I NEED SOME ADVISE!
Soooo I spent $400 to get my husband a wedding ring we got it thru Kays and we were making payments on my Kays card we haven't made our first payment AND he only had it for a week
My husband works as a CNC operator which means him wearing his ring while working can cost him his life so he takes it off during his work hours our arrangement was he was he takes it off in his car and puts it on in his car so he wouldn't lose the ring
we had moved in with his father and his wife to help get us out of debt sooner so we can buy a house sooner thing is my father in law has 2 cats one of which is very curious i should say will play with things he shouldn't and before we moved in my husbands Step Mother kept saying she would switch the air conditioners from the room we were moving into to his little brothers room so we can have the weaker one just cool our room and keep our door shut upon us moving in they procrastinated that plan and we had to keep our door open
a couple days after us moving in they had cable hooked up in our room and no one was in the room with the cable guy while he did his job
(ok a little insight of my whole situation)
My husband set his ring on our TV stand the next day its gone at any given time to cats could have walked into our room because we had to keep our door open and swatted the ring some where or the cable guy took it because no one was watching him (it was sitting right there)
we looked all over the place high and low and we can't find his ring and the only way we can get this lost/stolen ring covered with out us having to pay for nothing is home owners insurance
But his step mom and dad won't do it because it will raise their insurance and all his step mother can say its our fault we should have kept it in a safer place and let this be a lesson learned
with this all being said i feel as though it is their fault that the ring is gone they brought the cable guy into our room and didn't watch him they did switch the air conditioners like they said they would so the cats came into our room nonstop and it should have been safe in our room with our other stuff i feel as though if it was her ring she would have FLIPPED so am i right in feeling this way should i say something to them about this or it she right and i let it go and swallow the money loss
My husband works as a CNC operator which means him wearing his ring while working can cost him his life so he takes it off during his work hours our arrangement was he was he takes it off in his car and puts it on in his car so he wouldn't lose the ring
we had moved in with his father and his wife to help get us out of debt sooner so we can buy a house sooner thing is my father in law has 2 cats one of which is very curious i should say will play with things he shouldn't and before we moved in my husbands Step Mother kept saying she would switch the air conditioners from the room we were moving into to his little brothers room so we can have the weaker one just cool our room and keep our door shut upon us moving in they procrastinated that plan and we had to keep our door open
a couple days after us moving in they had cable hooked up in our room and no one was in the room with the cable guy while he did his job
(ok a little insight of my whole situation)
My husband set his ring on our TV stand the next day its gone at any given time to cats could have walked into our room because we had to keep our door open and swatted the ring some where or the cable guy took it because no one was watching him (it was sitting right there)
we looked all over the place high and low and we can't find his ring and the only way we can get this lost/stolen ring covered with out us having to pay for nothing is home owners insurance
But his step mom and dad won't do it because it will raise their insurance and all his step mother can say its our fault we should have kept it in a safer place and let this be a lesson learned
with this all being said i feel as though it is their fault that the ring is gone they brought the cable guy into our room and didn't watch him they did switch the air conditioners like they said they would so the cats came into our room nonstop and it should have been safe in our room with our other stuff i feel as though if it was her ring she would have FLIPPED so am i right in feeling this way should i say something to them about this or it she right and i let it go and swallow the money loss
SOOO weird! SM is always in my brain somehow, LOL!
Swear I was JUST sitting here watching my kittens and wondering if you had any luck finding the ring.
Hope so!
Swear I was JUST sitting here watching my kittens and wondering if you had any luck finding the ring.
Hope so!
Ditto what Tink said, all of it.
Do some detective work, watch the cat's movements and habits. They typically have one or two favorite spots where they hoard things they stole. ;0)
Good luck!
Do some detective work, watch the cat's movements and habits. They typically have one or two favorite spots where they hoard things they stole. ;0)
Good luck!
I was glad to see You are open to Others' opinion of this matter. Many times People come here with their Own take on a situation and then are offended when Others don't see "eye to eye" with Them. I think these forums are important for Us share and then to listen, consider, weigh other input, ideas, opinions; to take what We can use, and simply leave what We don't find useful. Simple as that.
I'm also glad to hear You and Hubby are contributing to the household by paying rent. Good Deal For EveryOne Involved.
(and I still betcha' that ring will show up)
Regards,
Tink
I'm also glad to hear You and Hubby are contributing to the household by paying rent. Good Deal For EveryOne Involved.
(and I still betcha' that ring will show up)
Regards,
Tink
I see the "lost" ring as Your Husband's responsibility - not His Parents. He was "careless" in not removing and keeping His ring in the agreed on place - I can not see Your reasoning to hold His Parents responsible because of the cable guy or the cats. Hubby knew the cats could enter the room, He probably knew the cable guy was coming and He knew where He was putting His ring. I think You might be begging problems if You pursue this any further with His Parents as I see generosity in what They are already doing for You. You don't want to seem ungrateful - in fact, be grateful that 400$ is not a great "loss".
I agree with Life that likely it was the cats and might still turn up one day.....so keep the peace. It's going to be very difficult for EveryOne if You live in Their house and hold a grudge over this.
Good Luck I Hope You Find The Ring
I agree with Life that likely it was the cats and might still turn up one day.....so keep the peace. It's going to be very difficult for EveryOne if You live in Their house and hold a grudge over this.
Good Luck I Hope You Find The Ring
Im of the opinion that its somewhere in the room for sure. Forget the cable guy as i don see them steeling (esp a no stone ring) and the cats surely did not eat it but most likely flipped it somewhere. Its probably right under you nose and it will turn up some day.
Also i think its asking for trouble for him to have a ring considering his profession and taking it on and off every day, you would have lost it anyway eventually.
Also i think its asking for trouble for him to have a ring considering his profession and taking it on and off every day, you would have lost it anyway eventually.
I agree with sm completely. It's simply NOT reasonable to file a homeowner's claim for something that is $400 (which probably isn't the replacement value anyway).
And, in no way is it your in-law's fault. That's not fair to somehow place the blame on them. I've had cable guys and repairmen here a bunch of times, with stuff lying out. Those companies are usually required to be bonded. I too doubt it was the cable guy. You're just upset and trying to assign blame. Like sm said, whether you want to see it or not, the ultimate responsibility lies with your hubby.
I know it stinks, but it just has to be one of those things, there really is not much you can do but to hope it shows up (I hope so too).
My hubby has a similar job where he cannot wear his ring to work (he could lose a finger or worse). He always keeps it in his top drawer under his undies. LOL
A funny story, I was apt/cat sitting for my sister when she was on her honeymoon eons ago. All of my stuff was coming up missing, contact lens case, earrings, a travel toothbrush case, and many more items. We looked everywhere. Here my sister found all of my stuff in a pile under their sofa a few weeks after they came back. The cat was the culprit. They do like to do that, especially if it isn't their fave person it seems lol (the cat hated me).
Hope you find the ring!
And, in no way is it your in-law's fault. That's not fair to somehow place the blame on them. I've had cable guys and repairmen here a bunch of times, with stuff lying out. Those companies are usually required to be bonded. I too doubt it was the cable guy. You're just upset and trying to assign blame. Like sm said, whether you want to see it or not, the ultimate responsibility lies with your hubby.
I know it stinks, but it just has to be one of those things, there really is not much you can do but to hope it shows up (I hope so too).
My hubby has a similar job where he cannot wear his ring to work (he could lose a finger or worse). He always keeps it in his top drawer under his undies. LOL
A funny story, I was apt/cat sitting for my sister when she was on her honeymoon eons ago. All of my stuff was coming up missing, contact lens case, earrings, a travel toothbrush case, and many more items. We looked everywhere. Here my sister found all of my stuff in a pile under their sofa a few weeks after they came back. The cat was the culprit. They do like to do that, especially if it isn't their fave person it seems lol (the cat hated me).
Hope you find the ring!
I agree with SM's questions.
Are you paying any rent to his father and stepmother?
Legally, this is pivotal. If you are living there as guests, and they put cable into your bedroom and are giving you free rooms, you have no recourse.
If you are a renter at market value for the room, you can expect reasonable accommodations and reasonable privacy.
Are you paying any rent to his father and stepmother?
Legally, this is pivotal. If you are living there as guests, and they put cable into your bedroom and are giving you free rooms, you have no recourse.
If you are a renter at market value for the room, you can expect reasonable accommodations and reasonable privacy.
COMMUNITY LEADER
Hi there. Sorry about the ring. That SO stinks!! Ugh, I feel for you. There is a chance it could still turn up.
Sadly, things get lost when we 'leave them'. I've lost a few very expensive valuable things that way and also by their simply slipping off of me. Very discouraging and so upsetting when it happened. That panicky feeling and then utter disappointment that they are really gone. We carried an insurance policy on my engagement and wedding ring that cost annually around 375 dollars over our other insurance coverage. Crazy but we checked with several companies and that was the going rate for the appraisal amount of my rings. We let the insurance go a couple of years ago and we hopefully will never end up with any issues. Needless to say, I"ve given myself many a quick anxiety attack when I worried I'd lost them by taking them off and momentarily not being able to find them.
The thing about home owner's insurance if I can tell you this . . . I know it is like "so what, I want my rings"------ every claim does drive up your premiums. And there is a deductible that is probably more than the ring cost. A rule of thumb a lot of people use is that they go ahead and pay for minor things and use their insurance for catastrophic things or very expensive things like a roof getting damaged in a wind storm and the whole things has to be replaced for 5 grand. It stinks, but that is the reality of insurance. And if you ever need another home loan and insurance, your record for claims is reviewed. They can make it hard to insure you if you claim too much too often. Reality. (I should have gone into insurance!)
You don't really know what happened to the ring. While it is natural to want to blame his parents, HE took it off hon. He allowed it to get misplaced.
I honestly doubt it was the cable guy. Think about it--- that person's whole day is entering people's homes. They vet those people, check records and doubtful that he risked job and jail by stealing a man's wedding band. Never say never, but I do really doubt it. You could call the cable company and ask to speak to the service tech that was there. Not to accuse him and let him know that it is gone, did he see it, tell him you are trying to figure out when it went missing, etc. That way you've made contact and might feel better.
But it sounds like your husband's parents are being generous and kind letting you move in, having the cable installed for you, etc. Try not to blame them.
I hope it turns up. I'll cross my fingers and say a little prayer. Best of luck and peace
Sadly, things get lost when we 'leave them'. I've lost a few very expensive valuable things that way and also by their simply slipping off of me. Very discouraging and so upsetting when it happened. That panicky feeling and then utter disappointment that they are really gone. We carried an insurance policy on my engagement and wedding ring that cost annually around 375 dollars over our other insurance coverage. Crazy but we checked with several companies and that was the going rate for the appraisal amount of my rings. We let the insurance go a couple of years ago and we hopefully will never end up with any issues. Needless to say, I"ve given myself many a quick anxiety attack when I worried I'd lost them by taking them off and momentarily not being able to find them.
The thing about home owner's insurance if I can tell you this . . . I know it is like "so what, I want my rings"------ every claim does drive up your premiums. And there is a deductible that is probably more than the ring cost. A rule of thumb a lot of people use is that they go ahead and pay for minor things and use their insurance for catastrophic things or very expensive things like a roof getting damaged in a wind storm and the whole things has to be replaced for 5 grand. It stinks, but that is the reality of insurance. And if you ever need another home loan and insurance, your record for claims is reviewed. They can make it hard to insure you if you claim too much too often. Reality. (I should have gone into insurance!)
You don't really know what happened to the ring. While it is natural to want to blame his parents, HE took it off hon. He allowed it to get misplaced.
I honestly doubt it was the cable guy. Think about it--- that person's whole day is entering people's homes. They vet those people, check records and doubtful that he risked job and jail by stealing a man's wedding band. Never say never, but I do really doubt it. You could call the cable company and ask to speak to the service tech that was there. Not to accuse him and let him know that it is gone, did he see it, tell him you are trying to figure out when it went missing, etc. That way you've made contact and might feel better.
But it sounds like your husband's parents are being generous and kind letting you move in, having the cable installed for you, etc. Try not to blame them.
I hope it turns up. I'll cross my fingers and say a little prayer. Best of luck and peace
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