The nicotine test is done on urine, not blood for insurance underwriting. If they test for cotanine, that substance stays in your system much longer.
the safe zone would be 72 hour after take last tobacco. and withdrawal effect will occur this period. I suggested you read this for short version: http://prescriptionfact.com/how-long-does-nicotine-stay-in-your-system/
Hi Nick,
I use a Vapor Pipe that has 12% nicotine (this is an improvement from 1 pack every days.
I have an exam to pass.....does the nicotine really leave your blood stream in 3 days?
As a licenced life insurance agent, I can tell you that what is being tested for is NOT just cigarettes. The list for a tobacco rating includes e-cigs, cigars, marijuana, pipes, dip, chew, hookah, smoking cessation products (i.e. gums, patches, etc...) as well as cigarettes. The contestibility period is for two years after that, the policy is incontestible for a death arising out of tobacco use. Keep in mind that there are other circumstances where a life policy does not pay, such as during the commission of a crime.
I would be willing to bet you drink nearly a half gallon of coffee and diet coke in a day huh or perhaps chocolate? That is ok right? Or perhaps you like to drink a few glasses of wine every night? Don't judge people who smoke or say we don't deserve to have surgeries elective or otherwise. I don't drink booze or beer or alcohol or drink caffeine in beverages or pills at all. It's a stimulant and has poor affects on the body as well. Caffeine can cause irregular heartbeat in sensitive people, There is concern that caffeine might aggravate bleeding disorders. To much caffeine can affect bi-polar and anxiety disorders. Some research suggests that caffeine may affect the way the body uses sugar and might worsen diabetes. SO how is that any better? I don't care who you are, everyone has a crutch and they should treat everyone the same. I'd sign a waiver not holding the hospital liable or the Dr and say that any negative affects caused by nicotine after the surgery would not be covered. I pay for my insurance just the same as you or many others. Why and how is one "drug" better than another?
I completely agree. That is why I am here reading this forum. I am having bariatric surgery in a few months. They said that I have to quit smoking before the surgery. They said that if I show up and my urine test pos for nicotine the day of my surgery they will cancel my surgery and have done it to others My concern too is that I live with a heavy smoker. Also can't use the patch or inhalers to help stop either. I feel so screwed. So if I quit wouldn't second hand smoke be in my system? However they say you cannot have caffeine either. SO are the people jacked up on coffee and soda getting **** tested?? NOPE! Caffeine is a drug and a stimulant in my opinion one is no better or worse than the other. It's BS and not fair and it pisses me off. To much caffeine is bad for your heart. So what is the diff? They said nicotine can cause ulcers in the stomach after the surgery. It's ironic. The insurance does not want me to have the surgery because of nicotine but being morbidly obese is better? Whatever...can you tell I'm annoyed? I think being overweight can have way more negative affects as opposed to smoking.