I have a insurance blood test- how can I rid nicotine?

[jiffy87]

I have an upcoming blood test for life insurance. I am not a heavy smoker ( approx. 8-10  cigarettes weekly) How do I rid the nicotine from my system??? I just smoked 3 today???

[Alyshea57]

I actually sell insurance, there is a 2 year incontestability period, it doesnt matter what you die from, after 2 years the claim is paid automatically. And usually when signing up for life insurance they will ASK you if you've smoked in the last 12 months, but the testing is not that thorough, its the same nicotine test no matter what, they dont take your hair or anything, its a simple blood test. Ive heard it takes 30 days but not 100% sure.

[NautyOne]

I think insurance company's dig deep on the tests for nicotine.  I heard claims that they test hard and can detect if you smoked withing 1 year.  I don't know if thats a scare tactic that they use, but thats what my friends insurance Co. Claimed.  That would really suck to be caught like that.  if you are renewing a policy.......eww thats tough.  I think---And I am no expert----If you smoke on a regular basis at all--which you do---It will show up.  Also, if you die of a nicotine related disease.......they will not pay the claim.  You really shouldn't try to lie on something like that for this reason.

nauty................

[avisg]

nauty has a good point too !!!! not a good thing to lie about for life ins

[avisg]

        OK this is closer to nicks lets hope this is right .....LOLNicotine stays in the blood for several hours, up to 48 hours to be precise. After this it cannot be detected in the blood or urine. However, the metabolite of nicotine which is known as Cotinine leaves its traces in blood as well as in urine for up to 7 days. About 85 to 90 per cent of the nicotine which is present in your blood is metabolised by the liver and is thrown out of your system by the kidney. But due to the higher concentration, many a times, it still persists in the blood stream. Nicotine is a very highly addictive chemical that is the main component of cigarettes. Your body, especially your heart and lungs, will usually begin to heal at 12 hours after you’ve had your last cigarette/ stopped smoking.  

[NautyOne]

thats not a good thing.  If you lie and it's detected.....trouble.

nauty..........

[avisg]

LOL some where between 3 and thrity days