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finacial ruin

Am i the only one who's ruined themselves financially?  how long does it take to recover your finances? i can't seem to make any headway on this subject....yesterday my new car was repoed because i was three months behind...so embarrassing. I've been trying to pick up payments but.....they came and got my car...i will have the money next wed. if they give me that long....i feel like something new bad keeps happening everyday...ugh. i have really made a mess of my life over oxies and roxies...i make too much money to be in this shape but....i was spending too much on the streets besides my own scripts....i can't seem to dig out of this hole!! Im still in h.e.l.l. everyday....now i feel like im being constantly reminded of my addiction because the bills bills bills.....it seems like no hope!!

Has anyone else lost things? I've pawned jewelry lost my car....and can't take anymore negative repercussions....i knew this was going to be hard. but didn't know how hard.  my parents won't help...never did or will...and my husbands family are broke.....i feel like i javelin nothing to look for forward to except more problems...

I can see why people relapse so easy...when life just keeps throwing you tomatoes and beating you down...its very hard not to give up....i keep telling myself there's worst things that could have happened but dang it....im getting wore out.


I've worked so hard for my stuff and now its getting worst....before when i was high i didn't care. im beginning not to care again....


I've kept it as honest as i can be with all of you. i am posting my story not for pity but for another person to see how bad addiction can get. i want knee person to read my story and realize where this thing will lead your life.  pills are not worth this. look at what a mess i made. ill never get out!!  days like yesterday are hard to stay clean
what more has to happen to me?   i need someone's advise who's done this to themselves to give me a smiggin of hope. because i am running out.
27 Responses
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Avatar universal
I have spent over 75,000 in 6 years. Maxed out 8 different credit cards for over 40k in debt. Took out a 10k loan from college that I used all on drugs. Pawned and sold everything that I had. Stole from many people and have used all the money I earned working on drugs. I am now stuck in a situation trying to pay it all back. Although I am not using its hard to be in this spot. I have 425$ minimums on some of my credit cards. My credit score is **** now and I am still buying back items from the pawn shop. I was spending 300-400$ a day on heroin. This total does not even include the 30k i spent on rehab. Or the thousands I spent on suboxone doctor and scripts. Im well over 100k total and im only 25! Scary to think about. Glad I got out before I was completely fooked. Dont think It could get much worse for me. Ur not alone! Well be paying back until we die. Miss u bama hope ur doing ok. Gimme a call soon. <3 A2L
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Avatar universal
i lost my girlfriend,job,car and house and went bankrupt.but most of all i lost myself but now the old me is nrarly back i dont care about the other things its only stuff.
Helpful - 0
1767882 tn?1331409169
Hi Bama. Yes, I too  have a mess to deal with financially. No, you're not alone, as you can see from the many posts above. I feel for you. What I tell myself is that using won't make it go away. Using will make it worse. I try not to look too far down the road. I know I can't get out of debt any time soon. Now that I'm not spending all my money on pills, I've been sending small amounts to my creditors. In some cases, not even enough to cover the interest. But that's all I can do right now. I'm doing the best that I can. For me, the answer is to accept it, and take whatever steps I can to pay my debts. The rest is up to God. We're here to support you. Keep posting.
Helpful - 0
2005633 tn?1333872966
As said above try making arrangements it will ease your mind. If just a little.
Reading the replies has been a real eye opener.
I've worked since 16 and now 36 and at this age i am in trouble.
My husband wants my statements to. And to be honest if i would not of read yours and all above i might of gotten into much worse than i am.
Yes its all material but still try to put in some arrangements .
It will all be fine. Bill by Bill. Day by day.
Lots of love and strength to u x
Zoe x

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Avatar universal
Hang in there girl, focus on one thing at a time and know you WILL get through this.  Sending you prayers and good thoughts - I read all your posts and feel so much for all that you have been going through,  I haven't really had any words of wisdom for you but know that I'm out here and I feel like i know you and I do care about you.  Keep up the hard work and just put one foot in front of the other and know good things will come your way.  Will be thinking of you!
Helpful - 0
2010150 tn?1328545847
I too have lost everything twice now !!!!  I guess the first time "didn't take" LOL  I have lost a nice house, boats, auto's & a husband the first time around ( and bankruptcy ) now the second time around ( and this is the last time come hell or high water!!!) I have the worst credit score I have ever had and I have spent about 40,000.00 $ at a methadone clinic....now, 7 years later I am getting off of it and I'm done!!!  so.....no you're not the only one :)
Helpful - 0
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