i am 26 and my bipolar started when i was 25... i applied in feb last year went through the whole thing and was denied. I reapplied a few weeks ago and this time they said i did not have enough CREDITS to qualify. See I ran my own business 2 years prior to my first episode. I was building up a restaurant that had been closed for many years and working my a** off like 80 hrs a week. well even with all my efforts my business suffered a loss its first two years so i recieved no CREDITS for those two years. So now I am fu****. Because I thought that I could do anything and make that restaurant work, now I have to suffer for it. Before that i stayed home with my babies i had three pregnancies the 3 years prior. But does SS consider this at all...NO! How is this fair...now I have no INSURANCE and cant see my pdoc near enough and am struggling to afford my meds and bloodtests every month. I am so pissed at our government. After all if I knew that this were going to happen I would have worked for someone not myself. I would have done those high stress jobs that I always wanted to persue. I never let anyone tell me that somthing wasn't possible... I proved them wrong. Now I feel helpless and confined and aggravated. Anyone have any suggestions? I don't care about the money i just want my meds and therapy!