Hi,..I have not had that, but did have to wait until 6 months passed as they would not cover if one had been done less than 6 months ago....
And the other issue I had a few yrs ago, my ins refused to pay for PT stating my issue was chronic...but when I applied for LTD...they felt I was able to work and had no issues????WTH
I have blue cross & blue shield. They refuse to pay for any more said i have maxd the limit out.
Appeal the decision, get ur Drs to write an explanation why it is needed....U may be able to get it in that way....
And look into the policy u have....it may have a limit per calendar yr......