http://news.yahoo.com/couple-says-allstate-short-changed-them-put-home-194957583--abc-news-money.html
A Staten Island couple said their insurance company short-changed them after superstorm Sandy destroyed their home, and then used their house in a commercial.
In October, Sheila Traina, 64, and her husband, Dominic, 66, had evacuated their home in New Dorp Beach in response to warnings from local authorities about the storm.
Traina said a neighbor who had stayed behind called and told them the wind had knocked the roof off their two-story home but their insurer, Allstate, said the damage to their home was due to flooding.
"He said the house came down before the storm, came down and water finished it off," Traina said of her neighbor.
Allstate told her it was storm surge that caused the damage, she said.