While it could be any of the above the age,location and clinical features do suggest a seborrheic dermatitis.
Do consult your doctor as suggested by the physician.
Regards and best wishes.
Hi there!
From the description given by you there are a few possibilities. It could be eczema, intertrigo, dermatitis, impetigo, lichen planus or psoriasis. Dermatitis is usually caused by allergens causing redness swelling and blisters. It happens in response to allergens. Eczema can affect neck, knees, and elbows and causes oozing, bleeding blisters and thick patches caused by climate, allergens and illness.Psoraisis is characterized with the presence of thick red itchy plaques with white scales on the scalp, elbows, knees, lower back. The cause is possibly hereditary. These are a few possibilities based on the information provided by you. It is very difficult to confirm anything without external examination. Since you have already been trying anti itch creams and lotions without any effect you need to schedule an appointment with a dermatologist. Hope you find this information useful. Do keep us posted.
Take care and good luck!