There is no way to figure out by us if it is covered by kids health care because insurance is all so different. Example, my family has insurance. But we have a big deductible. They pay all well care (physicals and that kind of thing) but everything else is applied to our annual deductible. So, in essence, we pay out of pocket until we meet the deductible. Others have insurance that just pays it all. So, it really depends on your parents insurance. I'd leave that to your mom and dad. If you need medical care, you need medical care. I would imagine it would be covered and not expensive even if not. Basically it's a needle stuck into the cyst with some alcohol rub to the site it's done at. I think if it is bothering you and even if you just are self conscious about it, it's worth aspirating. They DO go away on their own eventually usually but if you don't want to wait, it makes sense to take care of it. But talk to your mom and dad. good luck