Let's start with this, what was your exposure?
There has not been any personal activity for over four years, about two years ago I had some dental work done in Asia, that's all that I can think of at the moment, unless there are other ways of exposure that I may not be aware of.
I guess it wouldn't really be considered exposure, just protected vaginal sex.
After breaking up with my ex, over four years ago, I did have a rapid test done which was months after the last time of protected intercourse and it came out negative.
Thinking back the only time that I may have had exposure was when an condom did slip with a significant other about ten years ago.
Within the time frame of four to ten years ago I did have two other blood tests done and they were both negative.
Those were the only two sexual partners that I have had, and don't participate in any activities that may otherwise bring higher risk for HIV. His most recent test seems to be a little concerning, and I am still trying to figure how this could have come about.
I don't want to be in denial, but its hard trying to figure out what happened or maybe it's a fluke?
You can't get hiv when you use a condom, so you didn't have any risk. only the head needs protection, so you were fully protected all the time.
Your tests were pointless, so you should move on and stop puzzling over the tests.
The way adults get HIV is from unprotected vaginal or anal sex or sharing IV drug needles. Good news--- you never had a risk. Saliva and air deactivate the HIV virus which is fragile.
I wouldn't worry or fret over this anymore. You don't have HIV.
Theres a problem of getting insurance coverage and being denied after this test result.
Would it be recommended to go to a third party for another test and contest the policy?
I just don't want to proceed with the NAT test with the company through the company unless it will be a negative result.
You had an indeterminate result which is not uncommon for IV Generation of HIV test, since they are very sensitive they can sometimes pick up cross reacting antibodies.
You were asked to get a NAT because that's the protocol. Since there was lack of exposure there is no requirement for you to test any further or if it's a necessity for you to get to a conclusion, you have to get an RNA NAT only because another antibody test might go give you the same result.