Husband said he's dumping me! Questions about insurance.

[worrywortmom]

Husband said last night he has had it with me and that this is it! Now that he know's that he's hep-c free. I've been having a hard time talking to him about the diease and when he found out I got on janis7hepc.com and chatted he was furious. If he leaves does his insurance have to cover me while being sick? Or will I be dropped, hope there is someone out there that has the same problem! Fresno calif.

[cquest]

So sorry to hear you have such troubles! He probably just needed this as an excuse and has been drifting away for a while now...is there another woman? That's my first impression...for him to bail so quickly there has to be another motive...if not then you are better off you found out now than wasting more of your precious life on this A-hole!

Also, not to worry you any more but technicaly he can take you off his insurance if he wants to with or without a divorce...all he has to do is not put you on during the open enrollment period which is probably right around now...I doubt he would be such a creep but then again...The only thing that would force him to insure you would be a divorce decree...Like everyone said above, call the insurance company ASAP!
Cin

[Healed24]

Wow what a jerk (I don't curse but if there was anytime for me to start, it would be explaining what type of person your husband is for doing this to you while you obviously need as much support as possible). Unfortunately I didn't know the answer to your question, but I looked up some info on the internet and all I found is that you are eligible for COBRA for at least 36 months. It will probably be expensive, but at least you'll get to retain your med coverage. If you're interested check out this site:

http://www.dol.gov/ebsa/PDF/n-98-12.pdf

I'm kinda young (compared to most here), and I don't have kids or a husband, but if you ever need someone to talk to let me know and I'll get a way to get you my information and you can talk to me when ever you need to. Remember your husband might not be behind you, but all of us at MEDHELP are here, and we are as good as it gets.

Brooke
GOD BLESS

[strator]

Wow I am so sorry about your situation. No matter what the reasons it can be very stressful. One thing has come to mind though about insurance. I don't know your situation or how good the insurance is.. but I would probably look into some legal or women's advocate advice before approaching the insurance company. Personally I'd be a little afraid of some jerk there  saying-hey if we don't help her we save the cost of treatment. You may be able to get some prior advice(even on the web) that might give you the tools you need to approach the insurance co to the best of your advantage. I know when my ex and I finally filed for divorce 9 years after she left and I raised our child they were still adamant that even though I refused support that she cover our child whenever she was employed with insurance. It's a shame more people don't think past their nose. After someone advised me to look at the whole picture and scr## my emotions when she left...one of the reasons we didn't file for so long was so she could still be on my plan and vice a versa. I'll admit I did it more so my son had a healthy mother but it gave me peace of mind, maybe explaining that tack will work with your situation.
Keep a good thought, hang in, there's a lot of people here for you.
Don

[painintheside]

You are a blessing to me too! I teared up seeing that your husband sprang this on you. Call me again, anytime! I would think that his insurance would defentantly cover you until divorce but maybe beyond that for some time too but you may need to pay premeuims. But don't forget, there is free meds out there available.

Don't lose your strenght and your hope!

Love you lots,
Dana

[Forseegood]

Oddly enough, I was on the live chat on Janis that night you were on, do you remember me? I hope youre doing better today, you have gotten some good advice here. Thankfully, California is a state where both parties get half the assets.

[Forseegood]

The one great thing about guys (and gals) like this is that they are a perfect lesson in what to look out for in your next pairing, what you don't want in a person. There are tons of very self centered people out there, we don't need them in our orbit, let alone in our residences. They are like little signposts in a way, showing us the way out of unfulfilling relationships and into new good ones with ourselves and possibly with someone else really nice some day.

I had a relationship like this (if I wanted to be honest I'd say that I had more than one, he he he,) and once I was out of it, I counted all the little red flags he gave me early on, all those red little flags I chose to ignore cause he was so darn charming, intelligent and good looking! Sheesh! It might look bleak and feel awful right now, but I gaurantee you one day soon you'll feel so good about yourself in ridding yourself of this relationship - you'll feel like you've woken up from a long sleep...you'll feel great. Hold on to that! It'll be much better!