Thanks; perhaps I should have been more clear; she lives in the Philippines and there is no equivalent of medicaid or medicare. Although the cost is reasonable to an American point of view... only $75 per dialysis, it's a small fortune to filipino's.
My experience with dialysis is that in the United States, unless something has recently changed, dialysis patients apply for and receive Medicare to cover the cost of dialysis.The social worker at the dialysis center will assist the patient with the application process and everything is billed directly after that. I have never heard of anyone coming out of pocket for dialysis. I am sure someone will set me straight if I am incorrect.