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Avatar universal

Baby Insurance Question!

So I have medicaid and my baby's father just called me and said we should give the baby his last name because then he can be put under his insurance and something about it costing less or something because with my insurance we have to pay it back and he'll have to pay more in child support or something? I obviously have no clue about this stuff. Haha so I need some help! I really don't want my baby to have his father's last name but I also don't want to make him pay an arm and a leg. I just want things to be fair so if anyone knows anything about this insurance stuff your opinion would be greatly appreciated!!
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973741 tn?1342342773
They will eventually make contact with you about the father.  As so many need help, they will collect from anyone that has means to pay which helps them spread the money around.  good luck
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Avatar universal
My bf and and I both have va insurance plus he has good insurance from his job, but the va will not cover my son once he's born. So we decided to just put him on Medicaid so that's he's covered once he's born. It was a lot cheaper than adding him to his dad's insurance at work because they take so much out of his check. Medicaid hasn't told me anything about putting him on child support because he will have his last name. It's free so you dnt have to pay anything back depending on what plan i choose and that's only a copayment for like glasses or contacts. If he doesn't want his payments to go up or is worried about how it will affect his check you can always just keep him/ her on Medicaid with you the last name shouldn't matter lol
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9121436 tn?1407979502
No. You just need a DNA test I beleive or him to sign to birth certificate I do beleive. I'm not really sure how it works I just know if they know who the dad is he has to pay child support if the mothers is getting government assistance.  
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973741 tn?1342342773
Oh, and if you two are living together and he is paying bills, he wouldn't pay child support but your ability to collect from the state would change as his income would be declared.  Does that make sense?  You can't claim to be single and taking money that you'd need if he weren't in the picture because in that scenario, they'd want him to pay child support to offset their costs.  Kind of the responsibility of parenthood.  
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973741 tn?1342342773
I think it is better to let the baby's parent support him rather than tax based assistance.  If he has a good job and his insurance covers the baby, this is a better route to take in my opinion.  This could always be the case that he has good insurance to offer your son which you would want down the road.   I'm not sure about the child support statement as either way, he'll have to pay that and most likely the same amount.  But, I guess he is saying that he'll ultimately be deducted for the birth rather than having chunks of it covered under insurance and just needing his copay.

To have various benefits, you have to provide a father's name.  They will then deduct child support so that the tax based assistance can go to more people. As in, if the father CAN help support the baby, they will ask him or make him do that and that is included in the money that you have as 'income' and hence, they can use their funds in a broader way.  Which seems fair to me.  
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Avatar universal
Medicaid is going to want to get money out of him no matter what the babies last name is. The only way to avoid him having to pay is by getting married.
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Avatar universal
We don't live together or are planning on being together as of right now. So if I don't give the baby his last name then he doesn't have to pay child support? Sorry I'm a little confused!
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9246787 tn?1404943147
He doesn't have to have his last name the baby's father just has to be on the birth certificate for him to be added to his insurance last name don't mean ****
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9121436 tn?1407979502
If you give the baby his name he will have to pay childsupport. So if you live with eachother and he pays the bills doesnt make sense. If he isnt childaupport is a good option. You don't have to pay back your medicaid only cash assistance. Me and my family had caresource for a few years but me and my husband were married before I got pregnant so he didn't have to pay child support.
Helpful - 0
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