Can't really say about HPV, I just don't know enough about it.
I am hoping it is fungial or bacterial because I looked at some of the pictures of people with genital warts, and my bumps do not look like that at all. I know you can only give an opinion, but would you say that this might indicate that it is not genital warts
that is why seeing a Dr is best
what else could it be besides HPV?
HMMM this could be HPV... but it could be other things and you should see your health care provider or dermatologist to get a proper diagnosis.