The only way you will know for sure is to get a pregnancy test. If you think you are old enough to be having sex, be it fingering or whatever else, you need BIRTH CONTROL. Talk to your Mom about getting on it OR i promise that within this next year you'll be telling her you are pregnant. Statistics prove that fact. There's probably a health dept with a family planning clinic in your city if you can't talk to your Mom/teacher.
but i'm not sure if there was any semen on his hand or not. ive also told him that my period is not here and he is being very supportive but i still wont be at ease until it gets here.
No there was no semen/*** transferred, You are probably late because you are stressed out. Just relax!!