Hello,
Pregnancy occurs only during the time of ovulation. Ovulation is the release of a single, mature egg from a follicle that developed in the ovary. It usually occurs regularly, around day 14 of a 28-day menstrual cycle. Intercourse on the third day after of menstrual cycle will not result in pregnancy even if it is by fingering.
It is very difficult to precisely confirm a diagnosis without examination and investigations and the answer is based on the medical information provided. For exact diagnosis, you are requested to consult your doctor. I sincerely hope that helps. Take care and please do keep me posted on how you are doing.
A girl can get pregnant any time after she begins to have her monthly cycle.