mine(labs) are covered after the first 300 dollars(deductable) every year. (a new thing) the insurance finds sneaky ways of not paying , they seem to slip these new things into your policy every year. if you didn't have to have regular labs you wouldn't notice it. Kevin
I pay nothing for my labs as i live in Australia. My mother was accidently sent a bill recently and the TSH was $30.55, TPO and TgAb $52.65. She called up the lab and they billed the goverment as per usual.
My insurance covers all my labs, provided I go to the lab of their choice.
Remember, if your TPOab and TGab come out positive, you won't have to do those on a regular basis. That's to tell if you have antibodies and once you have them, you have them for good; testing them each time is a waste.
In addition, Total T3 is pretty much a waste, because it's considered obsolete, now that we have the Free T3 test.
If you don't have a reverse T3 issue, you shouldn't have to test that every time either.
That just leaves Free T3, Free T4 and TSH to be tested on a regular basis.
If it's too expensive through your insurance, you can go to an online site and order those 3 tests for about $85. They e-mail you a lab order and tell you which lab to go to; you go get the blood drawn and they e-mail you results in approximately 2 days. I've done it once, and it worked out well.
I've hit my deductible this year too! I had 6 different labs and my portion came to $90.xx. I had and utrasound and a biopsy as well so hitting my deductible took no time at all. The upside is now I can get anything taken care of that I need for the rest of the year! Trying to find a positive wherever I can!
My previous labs - TSH & Free T4 came out to $38 after being adjusted down by insurance.