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Avatar universal

finacial ruin

Am i the only one who's ruined themselves financially?  how long does it take to recover your finances? i can't seem to make any headway on this subject....yesterday my new car was repoed because i was three months behind...so embarrassing. I've been trying to pick up payments but.....they came and got my car...i will have the money next wed. if they give me that long....i feel like something new bad keeps happening everyday...ugh. i have really made a mess of my life over oxies and roxies...i make too much money to be in this shape but....i was spending too much on the streets besides my own scripts....i can't seem to dig out of this hole!! Im still in h.e.l.l. everyday....now i feel like im being constantly reminded of my addiction because the bills bills bills.....it seems like no hope!!

Has anyone else lost things? I've pawned jewelry lost my car....and can't take anymore negative repercussions....i knew this was going to be hard. but didn't know how hard.  my parents won't help...never did or will...and my husbands family are broke.....i feel like i javelin nothing to look for forward to except more problems...

I can see why people relapse so easy...when life just keeps throwing you tomatoes and beating you down...its very hard not to give up....i keep telling myself there's worst things that could have happened but dang it....im getting wore out.


I've worked so hard for my stuff and now its getting worst....before when i was high i didn't care. im beginning not to care again....


I've kept it as honest as i can be with all of you. i am posting my story not for pity but for another person to see how bad addiction can get. i want knee person to read my story and realize where this thing will lead your life.  pills are not worth this. look at what a mess i made. ill never get out!!  days like yesterday are hard to stay clean
what more has to happen to me?   i need someone's advise who's done this to themselves to give me a smiggin of hope. because i am running out.
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Avatar universal
Yup,,its happened to me. I lost everything about 6 years ago 2 years after my addiction began. Money is tight now as well. I too make a lot but am catching up still. The best thing that worked for me was callling all my creditors and making payment arrangements,,even if it was 25$ month,,it showed I was trying and keeping my word that I will pay them. I would focus on one bill at a time,,,like a medical bill and work on them one at a time. I also took a personal inventory and and focused on my needs vs my wants. I love to shop and buy expensive purses and buy linen and victorias secret shampoo/ underwear,,etc. I also indulged buying things for myself. I had to cut that out,,,buy walmart underwear and replica purses and actually I just quit buying pointless crap and only bought what I needed. I didnt need another purse or more sheets,,,I always made excuses when Id but them,,,saying "I work hard,I deserve this 500$ purse" Well my $500 purse could give a crap about my other bills. LOL Make a budget and one bill at a time.
Helpful - 0
Avatar universal
BAMA---"Pleasehelpme115" wrote what I feel as well.... and what she did reply ...yoy will find you are "not alone"..---- and we HAVE ALL lost so much with out addictions!!!
Whether it be OUR MATERIAL possessions, draining bank accounts, cash advances off our credit cards until that runs out,....jewelry sold to a pawn shop....

I too was making a great living in the Real Estate Industry ...ESPECIALLY back in 2005 & 2006 here in Florida.....I had saved so much from commisions  I even had my dream Car....my Mercedes---That was IN MY NAME--- I sgned  FOR IT.... NO ONE CO-SIGNED FOR ME...it was MY CREDIT...my HARD WORK that allowed me to do it all by myself.....Until I became an Addict and lost it ALL, car money...credit score...GONE!!!
On my Birthday in Dec of 2009 I watched my car go bye bye due to the inability to pay my car payments... my husband refused to help once he looked over my bank statement and saw ALL the ATM w/d's (all for PILLS my 3 doctors, and his most HATED...My dealer) She alone made over $10,000.000 dollars in 8 months...I paid for HER CAR PAYMENT - her bills her Botox her hotel stays in Tampa at the Hard Rock Cafe....but I wasnt or couldn't pay my own bills or car payment. BEEN THERE ....
So yes....Drop to your knees and give it all to God...Beg him to guide you, keep your strength up so you do not use, ask him for help, for the strength TO NOT allow the devil to use this pain you are feeling and experiencing as a portal to your weakness to USE ....
DO NOT ALLOW IT!! SAY IT OUT LOUD SCREAM into your friggin pillow whatever you have to do....
BAMA-----KNOW THIS---- WE ARE ALL PRAYING FOR YOU!!! PLEASE trust in his love for you, his love for all of us...he will give all of us the words to pray over you he will bring you out of this I promise...just remember...addicts want it NOW.....but recovering addicts have to learn to wait as it will Come!!!
Again "Pleasehelpme115" has it all correc:::::>>>>

@pleasehelpme115 wrote:
I promise prayer is what has carried most of us threw. But if u look on the bright side if u were still using u would NEVER see your car again because when next week comes u would spend the car money on pills so just remember you r very loved and blessed no matter how bad things seem to b using will make u feel good for ten minutes so its NOT worth throwing away everything u have worked so hard to get.

I promise you BAMA if you use then...........he wins for the time being!!! Dont give him that  evil  Son of a B!TCH the pleasure of taking away YOUR POWER!!!!!!!! you have it Bama you have US!! WE are NOT Giving up on you,.....

PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE PLEASE DONT USE !!!!!!!!!!!!!!!!
I am praying for you for the rest of the day....all night,,,,we all are.........dont you think you're not LOVED and WORTHY of staying clean.......you're NOT alone Bama we are with you ....take time to be alone and FEEL US OUR PRAYERS....& you will feel the strength and the power of prayer......
WE are here for you praying for you & BELIEVING IN YOU!!!!!!!
Kim
Helpful - 0
2011031 tn?1328285167
I know how you feel, I almost lost everything as well, Dr's Prescrips etc.. I was spending way to much and I know its going to take time to get back to normal. I had to double my house payments for the last three months and I am behind on car too, my next whole paycheck is going to that. Geesh, I was on the edge about to lose it all so I know how you feel.  I have been there before when I was not on drugs, just bad break up and I promise it will get better, try not to look at how hight the pile is, just concentrate on one piece, bill, paper at a time. Figure out what is most important, start there. It will get better.
Helpful - 0
495284 tn?1333894042
COMMUNITY LEADER
Material things can be replaced, you cant be.  I hit complete financial ruins but i am climbing up slowly but surely.  I dont have a pot to pee in but i have me and with that i can achieve anything~~
Helpful - 0
1926359 tn?1331588139
((BAMMA)))

I am re-iterating what the others have said...It's just stuff and you could have lost so much more.  I know that is small comfort right now and it all seems so overwhelming.  Remember that we can't change the past, only make the best choices we can in THIS moment.  Take deep breaths and focus on one small thing you can change at a time.  Like everything, time and patience and putting one foot in front of the other and NOT using.  If you keep working towards recovery, things have a way of sorting themselves out.  You are doing so much amazing work on yourself and you will be supported.  I'm so happy to hear that things with the hubby are going better.  It's about healing right now, and a lot of change.  You can do this girlie...I know you can.  Go easy on yourself...Beating yourself up is an exercise in futility...Take good loving care of yourself...
I am thinking of you and sending big cyber hugs...
Lu
Helpful - 0
2005633 tn?1333872966
I've never let my addiction effect my finances. I only used if i had spare cash.
But the past year I've used what I've not got. Im behind on mortgage not paid phone credit cards etc. I am scared think that's why i used after 7 days yesterday. Could not deal.
Well problems still here now just some more money down. Once again. Maybe i should of made calls to set up arrangements.
But can't run away anymore. Tom morn Im making calls make things better.
Another reminder of addiction and how much its not worth it.
Be strong
Zoe
Helpful - 0

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