finacial ruin

[bama88]

Am i the only one who's ruined themselves financially?  how long does it take to recover your finances? i can't seem to make any headway on this subject....yesterday my new car was repoed because i was three months behind...so embarrassing. I've been trying to pick up payments but.....they came and got my car...i will have the money next wed. if they give me that long....i feel like something new bad keeps happening everyday...ugh. i have really made a mess of my life over oxies and roxies...i make too much money to be in this shape but....i was spending too much on the streets besides my own scripts....i can't seem to dig out of this hole!! Im still in h.e.l.l. everyday....now i feel like im being constantly reminded of my addiction because the bills bills bills.....it seems like no hope!!

Has anyone else lost things? I've pawned jewelry lost my car....and can't take anymore negative repercussions....i knew this was going to be hard. but didn't know how hard.  my parents won't help...never did or will...and my husbands family are broke.....i feel like i javelin nothing to look for forward to except more problems...

I can see why people relapse so easy...when life just keeps throwing you tomatoes and beating you down...its very hard not to give up....i keep telling myself there's worst things that could have happened but dang it....im getting wore out.


I've worked so hard for my stuff and now its getting worst....before when i was high i didn't care. im beginning not to care again....


I've kept it as honest as i can be with all of you. i am posting my story not for pity but for another person to see how bad addiction can get. i want knee person to read my story and realize where this thing will lead your life.  pills are not worth this. look at what a mess i made. ill never get out!!  days like yesterday are hard to stay clean
what more has to happen to me?   i need someone's advise who's done this to themselves to give me a smiggin of hope. because i am running out.

[bmdad]

It will take time but your finances will recover. Like you said, it could be worse and will get worse if you go back to using. You said that at least your house is paid off. You know what? Even though it's paid off you could've lost that too. You paid your property taxes so that's a good thing. A county has the authority to put a lien on a property if they aren't paid each year. You could've overdosed. Your life is way more important than an inanimate object and that's what that car is. If for some reason you can't get your car back you know what? Eventually things will straighten out and you can get back what you have lost.

Considering all of the equity you have in your home is it possible to take out a home equity loan? That would allow you to converge everything into one monthly payment and allow you to get back on track financially.

Hang in there Bama. Things have a way of working themselves out and everything will work out. Okay?

[bama88]

No we never thought about that!! just didn't pay the bills correctly. again yesterday showed me what i did!! well what we both did. my husband was not happy...but didn't scream or blame or accuse....he just said i hope you(we) see the lesson to learn....I've never lost anything before these stupid pills....even when he was in the accident we never ever had such financial stress. we blew through all our savings....i feel like km starting over. and its different starting over at 41 than 25 lol...when i think of all the money we spent i could have paid my car off in two to three years..

pills gives such a false reality. make us do things we would never ever do before we became addicted. I've never lost things before this last year when i spiraled out of control...

It amazes me how fast one can loose their footing. im so angry at myself for putting myself and family thru this.

How long does it take to forgive yourself?  im trying to stay

[dac70]

Breathe... everything will work out and u r right... u could be dead and that would be sooooo much worse!!! Start looking for small ray of sunshine. Look at all the people on here that u hv. Helped. There are too many to count!!! Everything happens for a reason and maybe this was Ur BIG wake up call!!! Stay strong!! Do not use!! U are such a blessing to so many. Now let us all be there for u... but got now...BREATHE, GATHER UR THOUGHTS, & SAY A LITTLE PRAYER FOR THE THINGS U DO HAVE. Your life, a job, Ur house, Ur husband, his job, friends on here that truely care no matter what u do... the list goes on. Pull on the strength u got from the GREAT day u had Sunday!! I'm here and in not going anywhere!!!

[ANewLife4Me]

You have to hang in there, eventually it will get better.  I lost everything - two cars, a house, all of my jewelry, cameras, computer equipment - it goes on and on and on - basically anything of value!  It took some time and I'm still not in great shape financially, but it is much better now.  I'd rather not be in active addiction and struggling than be taking pills and struggling.  Thankfully it doesn't sound like you took out a loan against your house that's already paid for :)

[bama88]

Thanks ricart....i have no plans on using.... this was the straw that broke the camels back!! to think i lost my car over pills was another punch in the fAce!! i mean it. i never thought id ever get this broke!! i just wish this would end and i could find the stability i need so desperately  need. I feel like i have a constant reminder of the damage I've done. i feel like im stuck in a deep well without a ladder. i can't get out!!

[ricart70]

sorry you are in this situation.It does take a little while to get the finances back to normal for those of us who did not get our pills for free.
With earning power of 100k you will get it straightened out soon.Just stay clean no matter what and with time you will handle any and all of these issues alot better.  hang in there and don't use ok